Credit Cards

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Platinum Rewards MasterCard®

Get rewarded with our Platinum Rewards MasterCard® Credit Cards

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  • Competitive rates
  • No annual fee
  • No fees for cash advances or balance transfers
  • Earn CURewards points that can be redeemed for brand-name merchandise, travel, gift cards, cash back, and other rewards*
  • Earn bonus points when shopping online via our Rewards Mall
  • 24/7 MasterCard Account access and monitoring through hlefcu.com
  • Savings Secured MasterCard credit cards available to credit challenged or credit starters
  • Earn 20,000 bonus points after $2,000 spend within 90 days of account opening!* 
  • For a limited time earn 8,000 bonus points when you spend $8,000 between March 1, 2017, and February 28, 2018.*

Platinum Rate MasterCard®

For those that want to save while carrying a balance, save BIG with our Platinum Rate MasterCard®

  • Our lowest credit card rates
  • No annual fee
  • No fees for cash advances or balance transfers
  • 24/7 MasterCard Account access and monitoring through hlefcu.com
  • Savings Secured MasterCard credit cards available to credit challenged or credit starters

Superior Features & Piece of Mind

Regardless of the program chosen, HLEFCU Platinum MasterCards® come with a generous collection of standard features
  • Extended Warranty
  • Price Protection
  • MasterCard® ID Theft Protection
    • Expert Resolution Services
    • ID Theft Alerts
    • Emergency Wallet Replacement 
  • MasterCard® Global Service 
  • MasterCard® Priceless Cities
  • Exclusive offers for Fuel Rewards Network
  • Travel Accident Insurance
  • Trip Delay/Cancellation Insurance 
  • Baggage Delay Insurance
​For more information regarding benefits and coverages, please see our Guides to Benefits and Travel Insurance Disclosure.   

*Earning Points:  You'll earn points when you, or an authorized user, use a card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind.  You'll earn 1 point for each $1 spent.

Sign-Up Bonus:  To qualify and receive your bonus, you must make Purchases totaling $2,000 or more during the first 90 days from account opening. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable). After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

​8,000 Point Bonus:  You’ll earn 8,000 CURewards points when you spend $8,000 or more during the promotional period.  A maximum of 8,000 bonus points can be earned during the promotional period regardless of the amount of net purchases made.​  The promotion period begins on March 1, 2017, and ends on February 28, 2018.  

Payments:  Payments may be made within Home Banking, over the phone, in-branch, or by mail.  Please send mail payments to PO BOX 60510, City of Industry, CA 91716-0510

Coverage & Benefits for Converted Accounts:  ​For more information regarding benefits and coverages for HLEFCU Platinum Legacy MasterCard®, please see our Guides to Benefits and Travel Insurance Disclosure.  HLEFCU Platinum Legacy MasterCard® are those that were converted over from HLEFCU Visa® Platinum, Gold and Classic cards.  For more information or to upgrade your card to the HLEFCU Platinum Rewards MasterCard® or Platinum Rate MasterCard®, please call us at 808.973.4311 or toll-free at 866.351.4311.


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